Terms of Use

TERMS OF USE AND END USER LICENSE AGREEMENT — SATOSHI BOARDS Effective Date: July 18, 2026 Version: 1.1 These Terms of Use and End User License Agreement (this "Agreement") are a binding legal agreement between you ("User," "you," or "your") and Coin Fortress LLC, a New York limited liability company ("Coin Fortress," the "Company," "we," "us," or "our"). The Company owns and operates the Satoshi Boards application, the website at satoshiboards.com, and related services (together, the "Service"). "Satoshi Boards" is the name of the product; the party you are contracting with is Coin Fortress LLC. By downloading, installing, accessing, creating an account for, or otherwise using the Service, you agree to be bound by this Agreement. If you do not agree, do not use the Service. PLEASE READ THIS AGREEMENT CAREFULLY. IT INCLUDES AN ASSUMPTION OF RISK (SECTION 7), DISCLAIMERS OF WARRANTIES (SECTION 15), A LIMITATION OF LIABILITY (SECTION 16), AND A BINDING INDIVIDUAL-ARBITRATION PROVISION AND CLASS-ACTION WAIVER (SECTION 18) THAT AFFECT YOUR LEGAL RIGHTS. UNLESS YOU OPT OUT WITHIN 30 DAYS AS DESCRIBED IN SECTION 18, DISPUTES WILL BE RESOLVED BY INDIVIDUAL ARBITRATION, NOT IN COURT. 1. ELIGIBILITY 1.1 You must be at least 18 years old and able to form a binding contract to use the Service. 1.2 You represent that you are not located in, and are not a citizen, resident, or agent of, any country or region subject to comprehensive United States sanctions, and that you are not on any U.S. government restricted-party list (including the U.S. Treasury Office of Foreign Assets Control Specially Designated Nationals and Blocked Persons List). 1.3 You represent that your access to and use of the Service does not violate any law that applies to you. You are responsible for determining whether your use of the Service is lawful in your jurisdiction, and you must stop using the Service if it is not. 2. ACCEPTANCE AND CHANGES TO THIS AGREEMENT We may change this Agreement from time to time. Changes apply prospectively only — no change affects rights or obligations that arose before it took effect. When we make a change, we will post the revised Agreement in the Service or on the website and update the Version number and Effective Date above; for material changes, we will require you to affirmatively accept the revised Agreement in the Service before continuing to use it. If you do not accept a revised Agreement, you must stop using the Service; because the Service is non-custodial, your wallet and funds remain under your sole control regardless. Any dispute arising before a revised Agreement takes effect for you is governed by the version of this Agreement you most recently accepted, including its dispute-resolution provisions. 3. THE SERVICE Satoshi Boards is a social platform where users post content, comment, and vote. The Service uses small on-chain payments ("microtransactions"), denominated in Bitcoin SV ("BSV"), to perform certain actions, and a portion of each payment goes directly to other users — within the same transaction you sign — based on their content and engagement. The Company may add, change, suspend, or discontinue any part of the Service at any time. 4. LICENSE GRANT Subject to your compliance with this Agreement, the Company grants you a limited, personal, non-exclusive, non-transferable, non-sublicensable, and revocable license to access and use the Service for your own personal use. You may not copy, modify, distribute, sell, lease, sublicense, reverse-engineer, decompile, or attempt to derive the source code of the Service, except to the extent this restriction is prohibited by applicable law. The Company reserves all rights not expressly granted. 5. NON-CUSTODIAL WALLET; YOUR KEYS, YOUR RESPONSIBILITY 5.1 Non-custodial. The Service is non-custodial. The Company does not hold, control, or have access to your private keys, seed phrase, or the funds in your wallet. Payments you make are constructed and signed on your own device or in your own browser — your private key never leaves your device and is never disclosed to the Company — and are transmitted to the BSV network by you or, at your direction, on your behalf. 5.2 Your responsibility. You are solely responsible for generating, securing, and backing up your private keys and seed phrase. If you lose them, the Company cannot recover them for you, and you may permanently lose access to your wallet and any funds in it. 5.3 Irreversibility. Blockchain transactions are generally irreversible. Once a transaction is broadcast, the Company cannot cancel, reverse, or refund it, except as expressly stated in Section 6.5. 5.4 No recovery or control. The Company has no ability to freeze, seize, restore, or recover your wallet or funds. 5.5 No receipt or transmission of your funds. The Company does not receive, transmit, hold, or take custody or control of any user's virtual currency on behalf of that user or any third party. All transfers occur directly between users' own wallets on the blockchain. 6. MICROTRANSACTIONS, FEES, AND REVENUE SHARING 6.1 Authorization to spend from your wallet. Using the Service spends BSV from your wallet. By taking any action that carries a fee — including actions that are charged automatically without a separate confirmation, such as loading a feed or opening a post to read it — you authorize the Service to construct the corresponding transaction, which is signed on your device using your key (which never leaves your device and is never disclosed to the Company) and transmitted, already signed by you, to the BSV network. The Company never holds, controls, or can alter the destination of your funds. You can avoid a charge by not taking the action, and current prices for each action are available to you in the Service at any time. 6.2 Fees. Certain actions require a microtransaction whose cost is set by the Company and shown in the Service. Fees are quoted and paid in BSV and may change at any time. You are responsible for keeping enough BSV in your wallet to perform the actions you want. 6.3 Peer-to-peer payments. When you perform a paid action, your payment is divided within a single transaction that you sign: a portion is paid to the Company, and, where applicable, a portion is paid directly to other users (for example, the authors of content you view or vote on). The Company does not take custody of, and does not act as an intermediary holding, the portion paid to other users; that portion moves directly from your wallet to theirs on the blockchain, within the transaction you sign, and is never held or later distributed by the Company. 6.4 Not an investment. Any amounts you receive through the Service are rewards for your own content and engagement and payments arising from other users' activity. They are not interest, dividends, or a return on an investment; they do not derive from the managerial or entrepreneurial efforts of the Company or any third party; and nothing in the Service is an offer or sale of a security or an investment contract. The Company does not promise or guarantee any amount of earnings. 6.5 Refunds. Except where the Company, in its sole discretion, refunds a payment that was charged but whose intended action failed, all fees are non-refundable. 6.6 Changes. The Company may modify its fees, the revenue-sharing model, and eligibility at its sole discretion. Any portion of a payment that goes to another user is paid directly within the transaction you sign; the Company does not hold it or distribute it at a later time. 7. ASSUMPTION OF RISK; NO ADVICE 7.1 Digital-asset risk. You understand and accept the risks of digital assets, including price volatility, illiquidity, total loss of value, network congestion or failure, forks, and loss of funds due to user error, software defects, or security breaches. BSV is a third-party digital asset that the Company does not issue, control, or endorse. 7.2 No advice. The Company is not your broker, exchange, bank, custodian, fiduciary, or adviser. Nothing in the Service is financial, investment, legal, accounting, or tax advice. You are solely responsible for your own decisions. 8. TAXES You are solely responsible for determining, reporting, and paying any taxes that apply to your use of the Service, your microtransactions, and any amounts you receive. The Company may report information to tax or other authorities where required by law. 9. USER CONTENT 9.1 Your content. You retain ownership of the content you submit, post, or display through the Service ("User Content"). 9.2 License to us. You grant the Company a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to host, store, cache, reproduce, display, adapt (for formatting), distribute, and otherwise make available your User Content, in order to operate, provide, secure, and promote the Service. Because content may be recorded on or referenced by a public blockchain, you understand that some information may be public and may not be capable of being fully deleted. 9.3 Your representations. You represent and warrant that you own or have the necessary rights to your User Content and that it does not infringe or violate the rights of any third party or any applicable law. 9.4 No obligation to store. The Company is not obligated to store, retain, or back up your User Content and may remove or refuse to display it at any time. 10. ACCEPTABLE USE You agree that you will not: - use the Service for any unlawful purpose, or to facilitate any illegal activity, including money laundering, terrorist financing, fraud, or evasion of sanctions; - post or transmit content that is unlawful, infringing, defamatory, harassing, hateful, threatening, or sexually exploitative of minors, or that violates the privacy or rights of others; - attempt to hack, disrupt, overload, reverse-engineer, or circumvent the Service, its security, or its blockchain integration; - use bots, scripts, or other automated means to interact with the Service or to manipulate rankings, votes, or earnings; - impersonate any person or entity, or misrepresent your identity or affiliation; or - collect or harvest information about other users without authorization. 11. MODERATION, SUSPENSION, AND TERMINATION 11.1 The Company may review, moderate, remove, or restrict content, and may suspend or terminate your access to the Service, at any time, with or without notice, including for any violation of this Agreement or for any conduct the Company reasonably considers harmful to other users or to the Company. 11.2 You may stop using the Service at any time. Because the Service is non-custodial, ending your access does not affect the funds in your wallet, which remain under your sole control. 11.3 Provisions that by their nature should survive termination — including Sections 5 through 9 and 13 through 20 — will survive. 12. THIRD-PARTY SERVICES AND THE BLOCKCHAIN The Service depends on third-party networks and services, including the BSV blockchain and third-party data providers. The Company does not control, and is not responsible or liable for, those networks or services, their availability, their fees, or any loss arising from them. 13. INTELLECTUAL PROPERTY The Service, and all software, trademarks, logos, and content provided by the Company (excluding User Content), are owned by or licensed to the Company and are protected by intellectual-property and other laws. Except for the limited license in Section 4, this Agreement grants you no rights in them. "Satoshi Boards," "Coin Fortress," and associated names and logos are marks of Coin Fortress LLC. Copyright complaints. If you believe content on the Service infringes your copyright, send a notice to support@satoshiboards.com including: your contact information; identification of the copyrighted work and of the allegedly infringing material (with its location on the Service); a statement that you have a good-faith belief the use is unauthorized; a statement, under penalty of perjury, that the notice is accurate and that you are the owner or authorized to act for the owner; and your physical or electronic signature. We will remove or disable access to material we determine to be infringing, and we will terminate the accounts of repeat infringers. 14. PRIVACY Your use of the Service is subject to our Privacy Policy, available at satoshiboards.com/privacy, which is incorporated into this Agreement by reference. By using the Service, you acknowledge the collection, use, and disclosure of information as described in the Privacy Policy. 15. DISCLAIMERS THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. THE COMPANY DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE, OR THAT THE BLOCKCHAIN NETWORK WILL BE AVAILABLE. SOME JURISDICTIONS DO NOT ALLOW CERTAIN WARRANTY EXCLUSIONS, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU. 16. LIMITATION OF LIABILITY TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY AND ITS MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, DATA, GOODWILL, OR DIGITAL ASSETS (INCLUDING LOSSES FROM PRICE VOLATILITY, LOST OR COMPROMISED KEYS, OR BLOCKCHAIN FAILURES), ARISING OUT OF OR RELATING TO THE SERVICE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY, OR ANY OTHER THEORY, AND EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE COMPANY'S TOTAL LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE TOTAL FEES YOU PAID TO THE COMPANY IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100). NOTHING IN THIS AGREEMENT LIMITS OR EXCLUDES LIABILITY FOR GROSS NEGLIGENCE, WILLFUL MISCONDUCT, FRAUD, OR ANY OTHER LIABILITY THAT CANNOT BE LIMITED OR EXCLUDED UNDER APPLICABLE LAW. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS OF LIABILITY, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU. 17. INDEMNIFICATION You will indemnify, defend, and hold harmless the Company and its members, managers, officers, employees, and agents from and against any claims, losses, liabilities, damages, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Service, your User Content, your violation of this Agreement, or your violation of any law or any third-party right. 18. DISPUTE RESOLUTION; INDIVIDUAL ARBITRATION; CLASS-ACTION WAIVER PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR RIGHTS. 18.1 Informal resolution first. Before starting an arbitration, you agree to contact us at support@satoshiboards.com and attempt to resolve the dispute informally for at least 60 days. 18.2 Binding arbitration. Except as provided below, any dispute, claim, or controversy arising out of or relating to this Agreement or the Service will be resolved by final and binding individual arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules, rather than in court. Filing, administration, and arbitrator fees will be allocated as those rules provide, and the Company will pay all such fees the rules require the business to pay; if your filing fee under those rules exceeds what it would cost you to file the same claim in court, the Company will pay the difference. The arbitration hearing, if any, will be held in the county where you reside or, at your election, by telephone or videoconference. If the AAA is unavailable or declines to administer the arbitration, the parties will select JAMS as administrator under its consumer rules; if no administrator is available, a court of competent jurisdiction may appoint an arbitrator, or, failing that, the dispute may proceed in court under Section 18.6. The arbitrator has exclusive authority to resolve all issues, except that a court of competent jurisdiction may decide the scope, enforceability, and interpretation of this Section 18. 18.3 Class-action and jury waiver. You and the Company agree to bring claims against each other only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding. YOU AND THE COMPANY EACH WAIVE ANY RIGHT TO A TRIAL BY JURY. 18.4 Exceptions. Either party may bring an individual claim in a small-claims court with jurisdiction, and either party may seek injunctive or other equitable relief in court to protect its intellectual property or to prevent unauthorized access to or misuse of the Service. 18.5 Right to opt out. You may opt out of this Section 18 by emailing support@satoshiboards.com within 30 days after you first accept this Agreement, and stating clearly that you opt out of arbitration. Opting out does not affect any other part of this Agreement. 18.6 Governing law and venue. This Agreement, and any dispute arising out of or relating to it or the Service, are governed by the laws of the State of New York, without regard to its conflict-of-laws rules. To the extent a dispute is not subject to arbitration, it will be brought exclusively in the state or federal courts located in New York, and you consent to the personal jurisdiction and venue of those courts. 18.7 Public injunctive relief. Nothing in this Section 18 waives any right you may have under applicable law to seek public injunctive relief where such a waiver is prohibited. If a claim for public injunctive relief cannot be arbitrated under the law of your state, that claim — and only that claim — will be decided by a court after arbitration of all arbitrable claims, and the remainder of this Section 18 remains in full effect. If any portion of this Section 18 is found unenforceable, that portion will be severed and the rest of this Section and this Agreement remain in effect, except that if the waiver in Section 18.3 is found unenforceable as to a particular claim, that claim (and only that claim) will proceed in court. 19. ASSIGNMENT You may not assign or transfer this Agreement, in whole or in part, without the Company's prior written consent. The Company may assign or transfer this Agreement freely, including in connection with a merger, acquisition, reorganization, or sale of assets. This Agreement binds and benefits the parties and their permitted successors and assigns. 20. GENERAL 20.1 Entire agreement. This Agreement and the Privacy Policy are the entire agreement between you and the Company regarding the Service and supersede all prior or contemporaneous agreements on that subject. 20.2 Severability. If any provision of this Agreement is held unenforceable, that provision will be modified to the minimum extent necessary, or severed, and the remaining provisions will remain in full effect. 20.3 No waiver. The Company's failure to enforce any provision is not a waiver of its right to do so later. 20.4 Force majeure. The Company is not liable for any delay or failure to perform caused by events beyond its reasonable control, including acts of God, network or blockchain failures, and governmental action. 20.5 Notices. The Company may provide notices to you through the Service, the website, or the email associated with your account. 20.6 Headings. Section headings are for convenience only and do not affect interpretation. 21. CONTACT Coin Fortress LLC Operator of Satoshi Boards Email: support@satoshiboards.com Notice to California residents: Under California Civil Code Section 1789.3, California users are entitled to know that they may file grievances and complaints with the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs, at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (800) 952-5210. By using Satoshi Boards, you acknowledge that you have read and understood this Agreement and agree to be bound by it.